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Taking the Chances

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International Tract and Missionary Society · Oakland, California · Dec 17, 1885

FromSigns of the Times, Vol. 11, No. 48.

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Taking the Chances.

THE life-insurance men have to study all sorts of questions, and among them the question of strong drink. It is all "business" with them; they want to find out who will live the longest, so they can see how much profit there will be in insuring their lives at regular rates. If they live long, the company gains by it; if they die early, the company loses money.
This is how the matter has been figured out by Mr. Nelson, a distinguished English insurance man:—
A total abstainer twenty years old has the chance of living until he is sixty-four.
A total abstainer thirty years old has the chance of living until he is sixty-six and one-half.
A total abstainer forty years old has the chance of living until he is sixty-eight and three-fourths.
A moderate drinker twenty years old has a chance of living until he is thirty-five and one-half.
A moderate drinker thirty years old has a chance of living until he is forty-four and three-fourths.
A moderate drinker forty years old has a chance of living until he is fifty-one and two-thirds.
Whose chance would you prefer to take?—Sel.